I Evaluated 10 Finest Free Accounting Software program for 2026

Managing funds can really feel overwhelming for small enterprise homeowners, startups, and solo entrepreneurs. Monitoring bills, producing steadiness sheets, managing money circulate, and getting ready for taxes usually requires costly software program or a big quantity of handbook work.

Free accounting software program solves this downside by offering strong instruments to handle your funds with out the excessive price. These platforms simplify bookkeeping, automate workflows, and provide you with a transparent snapshot of what you are promoting’s monetary well being, all at no cost.

After reviewing G2 information, I’ve compiled a listing of the most effective free accounting software program. This information is for anybody who needs to determine a dependable accounting system, discover a number of choices, and discover the best device with out incurring a big expense.

The worldwide accounting software program market is increasing quickly as companies of all sizes undertake digital instruments to handle funds, automate bookkeeping, and enhance monetary accuracy. The market is forecasted to develop to round $31.25 billion by 2030.

Whereas many highly effective platforms are paid, free accounting software program choices are gaining traction, providing core functionalities with out upfront prices, which is very useful for bootstrapped groups and solo entrepreneurs. 

Beneath are among the greatest free accounting software program instruments I like to recommend for small companies and freelancers:

The product listing beneath accommodates actual consumer evaluations from the most effective free accounting software program class web page. It’s essential to notice that within the context of this listing, distributors providing a free trial are additionally thought-about free.

To be included on this class, an answer should:

• Assist a company preserve a chart of accounts and a common ledger
• Present accounts receivable and invoicing automation options
• Automate accounts payable workflows for cost processing and buy orders
• Permit creation of journal entries for transaction and account steadiness changes
• Monitor prices and revenues to assist corporations decide profitability
• Handle money, financial institution accounts, and cost strategies
• Assist customers with the monetary shut course of on the finish of every accounting interval
• Ship reviews like monetary statements and dashboards for monitoring monetary KPIs

*This information was pulled from G2 in 2025. Some evaluations might have been edited for readability.

FreshBooks is an internet accounting platform that helps companies save time with process automation. It makes monetary record-keeping straightforward with options akin to invoicing, expense monitoring, cost processing, and gross sales tax reporting  14% of G2 reviewers reward the flexibility to supply pre-built and customized reviews and dashboards. You may as well ship proposals, arrange recurring billing, and run enterprise well being reviews utilizing FreshBooks. 

Execs and cons of FreshBooks: My take

What G2 customers like about FreshBooks:

“FreshBooks has been one of the vital inventive accounting providers ever since. You may decide it up straight away and go everytime you need. As a startup and a multidisciplinary artist, a lot of my enterprise has been part-time, so I’ve been out and in. Nevertheless, FreshBooks has at all times been there and has had my information prepared. That supported my small enterprise earlier than and after the pandemic. It is versatile and nice to log in to, and it is so helpful!

My favourite options are the timer and the bills within the challenge menu. I like how all of the options work collectively to save lots of time and make issues straightforward for my shoppers. The service has offered most of what I would like and little or no of what I do not. The platform does not look stale and thrilling. It is an inviting app that feels very comfy to make use of. Customer support is extraordinarily responsive as properly.”

– FreshBooks Evaluate, M. A.

What G2 customers dislike about FreshBooks:

“I want it had been simpler to maintain issues correct. For instance, inside bills, I want I may sub-categorize expense accounts as a substitute of getting to create journal entries. I additionally want transactions might be coded to belongings and liabilities, in addition to bills and the price of items. I really feel like I’ve to do extra steps to maintain my bookwork correct, and it will get very complicated.”

– FreshBooks Evaluate, Bridget V.

Microsoft Dynamics 365 Enterprise Central is an all-in-one enterprise administration platform that helps companies join finance, gross sales, service, and operations in a single device. Good for small and mid-sized organizations, this platform creates and manages common ledger, accounts payable, accounts receivable, and money circulate for monetary agility. 

Execs and cons of Microsoft Dynamics 365 Enterprise Central: My take

What G2 customers like about Microsoft Dynamics 365 Enterprise Central:

“I like the way it simply connects with different Microsoft instruments like Workplace 365, making it tremendous handy. It has all the pieces it’s essential to handle funds, operations, gross sales, and customer support in a single place. Plus, it’s user-friendly and will be custom-made to suit your enterprise completely. Being cloud-based, it’s accessible from anyplace and may develop with what you are promoting.”

– Microsoft Dynamics 365 Enterprise Central Evaluate, Vojtěch M.

What G2 customers dislike about Microsoft Dynamics 365 Enterprise Central:

“Microsoft Dynamics 365 Enterprise Central is probably not essentially the most intuitive software program at first, as there’s a little bit of a studying curve initially, particularly for customers unfamiliar with comparable enterprise administration platforms. Furthermore, it may be expensive, particularly for smaller companies. Implementation and help charges are additionally substantial prices. Some integrations with third-party instruments will be tough.”

– Microsoft Dynamics 365 Enterprise Central Evaluate, Rohan M.

QuickBooks Desktop Enterprise is designed for companies with in depth accounting wants. In keeping with G2 Knowledge, 63% customers highlighted the flexibility to handle, observe, and report on a number of cost varieties, with customizable and automatic purchase-to-pay workflows.

The platform gives a spread of options, together with stock administration, customized reporting, and pricing rule administration. Customers can entry information remotely whereas making certain information safety with automated backups and consumer entry controls. Aside from these big selection of options, the platform additionally helps you handle gross sales orders, vendor transactions, and payroll functionalities. 

Execs and cons of QuickBooks Desktop Enterprise: My take

What G2 customers like about QuickBooks Desktop Enterprise:

“It is user-friendly and straightforward to make use of. A number of customers can use it, however solely the admin has the authority to switch sure essential settings. Financial institution feeds are a cool characteristic, and we will add bulk transactions with GL, which might document bulk transactions inside a couple of minutes.”

– QuickBooks Desktop Enterprise Evaluate, CA Hiten S.

What G2 customers dislike about QuickBooks Desktop Enterprise:

“One potential drawback of QuickBooks Desktop Enterprise is its greater price than different variations of QuickBooks.”

– QuickBooks Desktop Enterprise Evaluate, Jamila G.

QuickBooks Desktop Professional caters to small to medium-sized companies, dealing with numerous accounting duties akin to invoicing, payroll administration, expense monitoring, and stock administration. It helps accounts payable and receivable to permit you to keep on prime of vendor and buyer funds. QuickBooks Desktop Professional helps companies generate money circulate statements, revenue and loss reviews, and steadiness sheets. Different options embody financial institution reconciliation, tax preparation, job costing, and time monitoring.

Execs and cons of QuickBooks Desktop Professional: My take

What G2 customers like about QuickBooks Desktop Professional:

“I like having all of my monetary info in a single place, the benefit of making and sending invoices, service provider providers, and Outlook integrations, and my bookkeeper with the ability to use it to maintain all the pieces updated.”

– QuickBooks Desktop Professional Evaluate, Bernhard H.

What G2 customers dislike about QuickBooks Desktop Professional:

“Typically the system will glitch or have little quirks just like the paycheck preview display being too small to view all info.”

– QuickBooks Desktop Professional Evaluate, Yuneis A.

QuickBooks On-line streamlines accounting processes with options akin to earnings and expense monitoring, customized bill creation, estimate technology, and seamless checking account syncing. In keeping with G2 Knowledge, 1468 G2 reviewers reward it is capability to automates chronological monitoring of transactions which have affected a selected operation, process, occasion or document. By way of this device, customers can generate gross sales and revenue reviews, handle and pay payments, and extra. QuickBooks On-line additionally means that you can observe stock, put together 1099 kinds, and monitor profitability.

Execs and cons of QuickBooks On-line: My take

What G2 customers like about QuickBooks On-line:

“We like that it’s straightforward to begin accounting journal entries for any new entities thought-about to have a separate steadiness sheet. It has a big number of ready-to-use and set-up performance. QuickBooks On-line is linked to most baking APIs and factoring accounts in North America. It’s priced very properly for corporations of each dimension and use case.”

– QuickBooks On-line Evaluate, Andrii L.

What G2 customers dislike about QuickBooks On-line:

“Though QuickBooks On-line has many helpful options, the pricing plan has some disadvantages. Moreover, I sometimes should make the most of different instruments to deal with the challenge as a result of it isn’t very configurable to match virtually all duties.”

– QuickBooks On-line Evaluate, Sara C.

QuickBooks On-line Superior offers highly effective accounting options to mid-sized and rising companies. The platform options customized enterprise analytics, visible money circulate, income dashboards, and money circulate visualization. Companies can even create customized consumer roles, entry real-time information from a number of places, and observe mileage utilizing this on-line accounting software program.

Execs and cons of QuickBooks On-line Superior: My take

What G2 customers like about QuickBooks On-line Superior:

“That is priceless for companies that take care of shares. QuickBooks On-line Superior can develop with companies, accommodating elevated transaction volumes and complexity with out requiring a change to a distinct platform. The flexibility to generate customizable reviews offers priceless insights into monetary efficiency, helps with decision-making, and provides customers peace of thoughts concerning the security of their monetary information.”

– QuickBooks On-line Superior Evaluate, Mohammad A.

What G2 customers dislike about QuickBooks On-line Superior:

“Customer support will not be good. If consumer funds fail, it logs it as “cost disputed” (even when it was simply attributable to inadequate funds), and it isn’t straightforward to clear. Moreover, typically funds will likely be processed solely to be returned to the shopper, and QuickBooks retains all of the charges. No concern with Stripe on this. The cost will not even undergo, to start with an correct cause as to why.”

– QuickBooks On-line Superior Evaluate, Ashley D.

TallyPrime is a enterprise administration resolution that makes it easy to handle receivables, payables, and cost timelines. The platform permits companies to trace inventory motion, optimize money circulate, and create insightful reviews. In keeping with G2 Knowledge, it takes roughly 12 months to see ROI from the device.  Corporations use it to adjust to tax rules, together with different options akin to e-invoicing, payroll administration, credit score administration, and enhanced safety.

Execs and cons of TallyPrime: My take

What G2 customers like about TallyPrime:

“TallyPrime has an easy consumer interface, GST compliance, help for a lot of currencies, highly effective stock administration, banking options, and information safety.”

– TallyPrime Evaluate, Deep D.

What G2 customers dislike about TallyPrime:

“This software program doesn’t seamlessly combine with different third-party functions, which is difficult for the enterprise. TallyPrime will not be cell pleasant, so you can’t count on accessibility on the go.”

– TallyPrime Evaluate, Swetank D.

Xero revolutionizes accounting for small and medium-sized corporations with its cloud-based capabilities. It lets you effortlessly create invoices and quotes, reconcile financial institution transactions, and acquire an summary of your monetary efficiency. The platform additionally lets you handle and forecast your money circulate. Superior plans unlock options for managing expense claims, a number of foreign money transactions, and job costing.

Execs and cons of Xero: My take

What G2 customers like about Xero:

“Aside from seamless accounting providers, Xero gives direct integration with many common stock administration software program like CIN7 Core, making it straightforward for companies to have good synchronization of information throughout a company. As soon as linked, Cin7 Core turns into the central hub for inventory-related actions. Purchases, gross sales, and manufacturing processes sync seamlessly with Xero. It integrates properly with job playing cards and hyperlinks stock to particular jobs. I’ve skilled immediate help from the customer support workforce for troubleshooting and resolving in case of occasional sync points.”

– Xero Evaluate, Sharath P.

What G2 customers dislike about Xero:

“The shortage of curiosity in partaking and really listening to your clients. These present modifications you’re selling haven’t got the essential performance of the present model. e.g., tracked stock wants to indicate the obtainable stock in quotes and invoicing. Please cease making pointless modifications. If it is not damaged, do not repair it! All you’re doing is annoying your customers and giving us a cause to begin wanting round for various software program.”

– Xero Evaluate, Rachel O.

Zoho Books is the go-to resolution for accountants, small-scale companies, and mid-market organizations. Its core options embody invoicing, gross sales order administration, banking, stock administration, expense monitoring, and reporting. In keeping with G2 Knowledge, 43% customers praised real-time stock monitoring that maintains correct ‘available’ info by matching reserved stock from buy and gross sales orders. Customers can even handle audit trails, paperwork, e-invoicing, and GST submitting with Zoho Books. 

Execs and cons of Zoho Books: My take

What G2 customers like about Zoho Books:

“All accounting duties have been simpler to hold out by Zoho Books. The benefit of getting into information and doing computerized calculations is the most effective factor that may occur to me. I do not like accounting due to all of the quantity administration concerned. Nevertheless, with Zoho Books, it’s a lot simpler to hold out operations. It has been my salvation to generate accounts receivable as a result of they’re additionally very safe, and you’ve got confidence that the info entered won’t be uncovered.”

– Zoho Books Evaluate, Caroline B.

What G2 customers dislike about Zoho Books:

“Zoho Books has limitations in customization for reviews and invoices. It’s straightforward to combine with different Zoho functions, however difficult to combine with third-party functions. Migrating information for a enterprise with a considerable amount of information may be very difficult.”

– Zoho Books Evaluate, Guru B.

Seeking to calculate belongings, liabilities, and fairness with out counting on a device? Take a look at this free steadiness sheet template to get began! 

This text was initially revealed in 2024. It has been up to date with new info.